Assalamualaikum.
I've been in Uni for nearly two months and I can see many changes in myself. I mean it's not the bad ones, but it's a good change that makes me feel wow! *clap clap*
Well, I'm not a student who's being sponsored by any scholarships or foundations. And I didn't apply for PTPTN. Wait, I applied, and I got it, but the forms are not being sent yet, and I think I'll cancel it cuz Imma waiting for YBR huhu. Plus, PTPTN imposes high interest which will take me forever to pay them back! Therefore, I've to struggle hard to use money wisely. No more shopping, no more buying clothes/bags/accesories thru online. Save, nina save.
So instead of cutting the shopping budget that makes me feel so much stress about it, I'm planning on saving a quarter of money I get from Abi for many good reasons. Plus, i'll get many benefits from it in the long run.
#1 Save, so that I can go to Egypt and attend Adli's convocation day. *rising eyebrows*
#2 Save, and put the money aside with my daily-used-money. This is for back up to be used after Degree. I'll try not to use it unless if I'm desperate, huhu.
Well, I'm not a student who's being sponsored by any scholarships or foundations. And I didn't apply for PTPTN. Wait, I applied, and I got it, but the forms are not being sent yet, and I think I'll cancel it cuz Imma waiting for YBR huhu. Plus, PTPTN imposes high interest which will take me forever to pay them back! Therefore, I've to struggle hard to use money wisely. No more shopping, no more buying clothes/bags/accesories thru online. Save, nina save.
So instead of cutting the shopping budget that makes me feel so much stress about it, I'm planning on saving a quarter of money I get from Abi for many good reasons. Plus, i'll get many benefits from it in the long run.
#1 Save, so that I can go to Egypt and attend Adli's convocation day. *rising eyebrows*
#3 Save, and start planning the budget for wedding day, woohoo.
Everybody wants to get married, and wants it to be something memorable. Memorable to me is a simple one, but it's unique, style, nice, and the guests can remember. Even a small wedding has already taken RM10k+, what if a wedding to have these four criteria, aite? =/ So, start planning it from now Nina, if you want to make it come true. This is not a plan of menggatal-nak-kahwin-awal, but it's a long run planning. We should start saving our wedding budget from now, so that we can cut on making private loan with the banks in the future. *Ehem ehem, macam mak-mak*
To study in Batu Pahat is a God's blessing to me. No Forever 21, Cotton On, Padini Store, where I can shop like there's no other day fiiiuuhh. Imagine what if I were to study in KL that has these stores? In your dream lah, if you wanna save -.- Okay, that's all about my plans on saving money and the purpose of saving it. The main purpose is just to attend Adli's convocation day, hiewhiewhiew ♥ As conclusion, the purpose is decreasing as it goes down =P
Till here, with love,
Nina
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